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You have the right, under the Fair Credit Reporting Act, to dispute the completeness and accuracy of information in your credit file.

To be considered for a low down payment loan, you generally need to have:

Deciding whether to pay points depends on how long you are looking to keep the loan.

Even at low rates, a shorter term means a higher monthly payment. The benefit is that you'll build up equity faster and pay far less in total interest over the life of the loan.

Some second mortgage loans may extend for as long as 15 or 20 years; others may require repayment in one year.

More than 29 million veterans and service personnel are eligible for VA financing. Even though many veterans have already used their loan benefits, it may be possible for them to buy homes again with VA financing using remaining or restored loan entitleme